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51117 SAND VERBENA Avenue

El Paso, TX 79934

$349,900

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About this home

ASSUMABLE 5.25% VA LOAN -- MINIMAL CASH TO CLOSE. VA-eligible buyers can assume the seller's 5.25% VA financing on this 2023-built 4BR/3BA, 2,006 sq ft home in Campo Del Sol -- well below today's ~6.19% VA rate. With minimal seller equity, a qualified VA buyer takes over with little cash: just the equity gap, VA assumption funding fee (~0.5% of balance), and standard closing costs. Substitution of entitlement available, subject to lender/VA approval. Estimated savings vs. financing new: ~$200/mo, ~$73,000 over loan life (varies).

Thoughtfully designed one-story: open kitchen with large island, modern finishes, walk-in closets, ceiling fans, double vanity, spacious primary suite. Energy-efficient solar keeps utility costs predictable -- solar assumes at ~$104/mo, often less than a typical El Paso summer electric bill.

Resort-style Campo Del Sol amenities: pool, lazy river, clubhouse, parks, walking trails. Schools: Tom Lea Jr Elem, Nolan Richardson Mid, Andress High.

Listed by JPAR EP (869), 915-525-3413

Listing agent: Manuel Silva

Source: GEPAR MLS

Listing data read from GEPAR MLS at Nov 13, 2026, 5:37 AM, and refreshed at least every 12 hours.

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Listing information is provided through the IDX programme of the Greater El Paso Association of Realtors (GEPAR MLS), exclusively for consumers' personal, non commercial use, and may not be used for any purpose other than to identify properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS, and should be independently verified. Listings held by brokerages other than Team Olivas are marked with the listing brokerage's name and contact details.

The data is refreshed at least every 12 hours. Some properties shown may have sold or may no longer be available.

Team Olivas, 240 Thunderbird Dr., Suite D, El Paso, TX. Equal Housing Opportunity.