Coming Back With a Different Set of Q & A’s
One of the biggest obstacles that plagues everybody in the realtor and home-buying world is the amount of stress that comes with it. First time home-buyers are more susceptible to stress in this process because of how new they are to the market and process itself. In our last set of Q & A’s we looked into some of the most common question that we get. Today, we’re going even further into some of the questions our clients have for us, they vary from finding the perfect agent for you, to how much you should place as a down payment, we covered it all in order to make this process easier for everyone.
1. What Are Some of Advantages of Going to Dan Olivas & Associates?
Dan: I think the biggest advantage of going with Dan Olivas & Associates is the experience that we bring to the table. We do this full-time, and we’ve always done it full-time. So, we are really cognizant of what is going on in the market, and we are really aware of the stresses that are involved in buying and selling a home. So, when you come to Dan Olivas & Associates, you are hiring true professionals that do this on a full-time, that are dedicated to accomplishing your goals.
2. Any Advice for First Time Home Buyers?
Patti: I work a lot with first-time buyers. The most important thing in any market, but especially in the one we’re having now, is getting pre-approved. If you don’t have a lender that you know, or that you want to work with, let me know. I would be happy to recommend one. That’s the most important, and for me, staying in touch with my buyers through the whole process (especially first-time buyers) is super important.
3. Why Is It Important to Have a Good Agent?
Dan: I think that having a good agent is similar to having a good doctor or a good lawyer or a good banker, and a good car. It’s very important that you have somebody that you could rely on. Somebody that is going to keep in contact with you on an on-going basis, and somebody that is really concerned about your particular needs. That is the most important thing. So, Dan Olivas & Associates is the #1 choice.
4. Do I Need a Down Payment to Buy a House?
Patti: You know, it all depends on what type of financing you’re going to get. There’s a lot of great programs out there. Especially for first-time buyers or somebody who is not bought a home in the last three years. There is some grant money that’s available that would help you with a down payment and/or closing cost. Obviously, if you’re a veteran, you don’t have to have a down payment, but you can get an FHA loan for 3 ½ % and everything is credit. But there are also ways to try and lower your down payment
